401K

Searching for a 401(k) plan can be an overwhelming experience. Add to that the uncertainty of plan management and it’s easy to understand why many small businesses believe they can’t offer this employee benefit. Fortunately, our Online 401(k) Plan is simple to interpret, administer and maintain. Multiple benefits are available for both the employer and employee.

Plan Overview

• The Online 401(k) Plan is flexible and customized to meet your specific business needs.
• Creating and activating your Plan generally takes less than three weeks.
• You don’t have to be a financial whiz to track the Plan. We maintain record-keeping and oversee investments.
• You can manage your account in approximately two hours per month from any location at any time.
• Your account is securely protected; only you have full access to all areas of it. Employees can access only their individual account.
• We provide knowledgeable customer support to answer questions and provide assistance.

Plan Benefits

• Operating expenses and employer contributions to the Plan are tax deductible.
• Employees can lower their income tax and take advantage of tax-deferred compound growth.
• Should an employee change jobs, his or her Online 401(k) Plan can be rolled into a new 401(k) or an IRA.
• A Roth 401(k) feature is available free of charge.
• You receive assurance through our 401(k) Bill of Rights that we are actively combating ambiguous fees and other abuses in the industry.
• You will receive a monthly newsletter detailing 401(k) news and advice.
• Online resources are available to explain ever-changing 401(k) regulations as well as general tools for small business needs.

Pricing

• There are no hidden fees in our pricing. Your cost is based on the number of your employees.
• Our Blue Chip Option offers additional options such as a brokerage account or customized funds.
• Our 401(k) Plan is not only affordable, but small business owners will receive a $500 tax credit from the government for offering a 401(k) plan.

Our Online 401(k) Plan was developed specifically for you. Whether you have less than 10 employees or as many as 50+, we can help you successfully navigate this important benefit. Investing in the Plan gives employees an opportunity to save for retirement while you receive significant tax savings without taking time away from growing your business.